EPBG Calculator
Instantly calculate your Performance Bank Guarantee amount and bank commission for any Indian government, GeM or PSU tender.
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Results update live as you type.
EPBG amount
₹30,000
Submit this Bank Guarantee to the buyer.
This estimate covers bank commission only. Stamp duty (0.1%–0.5%) and issuance fees (₹500–2,000) vary by bank and state. Margin money / FD collateral may be required.
GeM standard
3%
Of contract value, on most GeM bids.
MSE concessions
Waived / reduced
For Udyam-registered MSEs per PPP-MSE policy.
Bank commission
1%–2.5% p.a.
On BG amount; cheaper for secured BGs.
How the EPBG calculation works
EPBG is a percentage of the contract value, and the bank charges a commission on that amount for the period the BG stays alive.
EPBG amount
Contract value × EPBG %
Example: ₹10,00,000 × 3% = ₹30,000
Annual commission
EPBG amount × Bank rate %
Example: ₹30,000 × 1.5% = ₹450 / yr
Total commission
Annual commission × (months ÷ 12)
Example: ₹450 × (14 / 12) = ₹525
Effective cost
Total commission ÷ Contract value
Example: ₹525 ÷ ₹10,00,000 = 0.05%
Frequently asked questions
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